TripleBoost Account

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With EARN’s TripleBoost Account, you receive $3 for every $1 you save for your child’s education. You can save up to $500 and receive $1,500 in match money, giving you a total of $2,000 to invest in your child’s education. Your child must be between the ages of 10 and 18 at the time you open an account.

Take a short quiz to see if you are eligible. (5 minutes)
Watch the orientation video. (15 minutes)
Fill out the pre-registration form. (2 minutes) We will email you the TripleBoost Account application and survey within 2 business days of receiving your pre-registration form.
Fill out the online application and survey. (45-60 minutes)
Show your photo ID and sign final paperwork.
EARN will open your TripleBoost Account - time to start saving!

You can use the TripleBoost Account for:

Academic enrichment while your child is in middle or high school (e.g., tutoring, summer enrichment camps, after-school programs, music classes, a computer, etc.)
College or vocational training

Answer the following 8 questions to see if you are eligible to open a TripleBoost Account! This quiz should take about 5-10 minutes.

If you filed taxes last year, you will need to have Form 1040 of last year’s federal tax return handy to answer some of these questions. If you have a spouse and your spouse filed his/her taxes separately, you will also need your spouse’s Form 1040 of his/her federal tax returns from last year.

Which county do you live in?

Note: If you live outside California, please select "Outside California" at the bottom of the list.

Do you have at least one child or legal dependent between the ages of 10 and 18?

Are you currently attending graduate school or do you have a graduate degree? (example: Master's, PhD, MBS, etc.)

Note: An Associate's (2-year college) or Bachelor's (4-year college) degree is not considered a graduate degree. If you are currently in college, or if your highest level of education completed is an Associate's or Bachelor's degree, select "No."

Do you have a Social Security Number or Individual Tax Identification Number (ITIN)?

Did your household file taxes for this past year?

Are you or someone in your household currently earning income from employment or self-employment?

Note: Please do not count disability/unemployment/other government benefits or retirement income as earned income. If you are only receiving income from these sources, select "No."

Does your household have more than $20,000 in assets (excluding one car and one house per household)?

To calculate the amount you have in assets, add up the value of what you have in bank accounts, retirement savings (such as a Roth IRA or 401k), investment real estate, and a second or third car.

How many people are in your household?

This number should include you, your spouse (if you have one), and any dependents listed on your tax return. If your spouse filed his/her taxes separately, please include his/her dependents in that number.

How many people are in your household?

Enter the adjusted gross income your household reported on your form 1040 of last year's federal tax return(s)

This number will be on line 37 of your Form 1040. If you filed a Form 1040A, you should look at line 21. If you filed a Form 1040EZ, you should look at line 4. If your spouse filed his/her taxes separately, make sure to add his/her adjusted gross income to yours and enter below.

Please estimate your household's annual income from last year.

Make sure to include any income from wages, self-employment, government assistance, retirement income, and investment income.

How exciting! It looks like you qualify.

The next step to take towards opening a TripleBoost Account with EARN is to watch our orientation video below. It should take about 15 minutes.

Once you have watched the orientation video, you will have the opportunity to fill out our pre-registration form. Once we receive that, we will email you our online application.

We're sorry but it looks like you do not qualify for EARN's TripleBoost Account. Here's why:

You live outside the counties we currently serve.
You do not have children or legal dependents within the age range we serve. We currently only open accounts for children who are 10-18 years old.
You are currently in graduate school or already have a graduate degree. This account is intended to help people who have not yet had such opportunities.
You do not have a Social Security Number or Individual Tax Identification Number (ITIN). Our banking partner requires that you have an SSN or ITIN to open an account.
Your household did not file taxes last year. EARN needs tax returns to verify that your household is under the maximum income limit. Feel free to file your taxes for last year...and, once you have, you can come back to see if you qualify for a TripleBoost Account!
You currently do not have a household member earning income from work or self-employment.
Your household's assets exceed the limit for this account. In order to qualify, your household assets must fall below $20,000.
Your household's income exceeds the limit for this account. In order to qualify, your household's income must fall below 50% of the Area Median Income for the county where you live.

If you think you may qualify at a later time, we encourage you to come back and take the quiz then! In the meantime, you can visit our Tools & Resources section for information on other resources that may be helpful to you at this time.

Thank you for completing the eligibility quiz. EARN is not currently offering TripleBoost Accounts in your county, but please leave your name and email address below so we can contact you if we expand to your area!

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