Policy Focus

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EARN champions national, state, and local asset-building policies that open the door to financial success to low-wage workers.

To effectively promote asset-building policies, we work in three main arenas:

 

Statewide Coalition

EARN manages a statewide coalition of public, private and nonprofit leaders who are committed to increasing asset-building opportunities for working families. The coalition serves as a policy voice for asset-building legislative, regulatory and electoral initiatives in the state.

 

Research

The EARN Research Institute evaluates the impact of EARN’s work and publishes original data, sharing lessons learned and best practices. EARN uses this unique grounding in rigorous research and direct service experience to transform the financial services landscape and to champion effective public policies.

 

Policy & Innovation

Independently and with partners, EARN tests product and programmatic innovations that help demonstrate feasible and sound policy solutions to support the financial success of low-wage workers and their families.