Webinars
Please check back soon for information on our next quarterly webinar.
Redefining Financial Capability: EARN's Model of Self-Efficacy
Popular wisdom suggests that if you want to succeed financially, you need two things: financial knowledge and access to appropriate financial products. This combination is commonly referred to as financial capability. But a groundbreaking paperfrom the EARN Research Institute points out that these two factors only lead to financial success when paired with a third component: financial self-efficacy.
The new research illuminates a crucial gap in how most financial education experts believe people manage their money successfully. In light of EARN’s research findings, the definition of financial capability needs to be expanded to include self-efficacy.
Matched Savings Accounts (IDAs) 101
In this webinar, EARN, the nation's leading provider of Individual Development Accounts (IDAs), presents a basic overview of how IDAs provide low-income workers the resources needed to reach their financial goals. Whether these goals include purchasing their own home, starting a business, or pursuing post-secondary education, IDAs help families create economic prosperity for generations to come. This webinar also offers tangible recommendations to practitioners interested in launching an IDA program.
Do Financial Assets Matter for Health?
In this webinar, we explored the relationship between financial assets and health. EARN’s former Vice President Camille Busette, Ph.D., and Research Manager Bill Lapp, Ph.D., answer the question: "Does the ability to control finances have a measurable impact on an individual's health that is mediated and/or moderated by healthcare access, healthy habits and healthy environments?"
What Motivates Low-Income Earners to Save Money?
In this webinar, we explore what motivates low-income earners to save money and to continue saving over time. A groundbreaking qualitative research study conducted by EARN finds that matched savings programs (also known as microsavings) play an important role in promoting savings habits and civic engagement. This study offers new insights for practitioners and policymakers about how matched savings programs can successfully propel low-income families toward financial success.
