IN THIS SECTION
Policy Initiatives
Asset Policy Initiative of California (APIC)| EARN manages a statewide network of public, private and nonprofit leaders who are committed to increasing asset-building opportunities for working families. The network, called the Asset Policy Initiative of California (APIC), serves as a clearinghouse and a policy voice for the emerging asset-building movement in the state. |  www.assetpolicy.org |
American Dream 2.0
Despite the turmoil in the state's housing market, APIC believes there are innovations in the asset-building field for renters, in lending for first-time buyers, and in employer-sponsored benefits, all of which have successful homeownership track records. Our whitepaper offers a series of actionable strategies on homeownership policy for California's business, nonprofit, and government leaders.
download the whitepaper and executive summary
Assets & Homeownership Symposium
Today's foreclosure crisis and tightening credit markets mean that innovation will prove challenging. Yet, now is exactly the right time to think about building and perserving home assets across our state.
Held on June 4,2008 at the Federal Reserve Bank of San Francisco in Los Angeles, this day-long symposium brought together thought leaders across sectors — housing, asset building, finance, energy —to engage in a statewide conversation about promoting first-time homeownership among Californian's low - and moderate - income working families. The symposium's goal was to build support for a long-term, actionable agenda that brings homeownership opportunities into reach for working families across our state.
Get the symposium materials on the APIC website »
2007-2008 Assets and Opportunity Scorecard
APIC is partnering with CFED to champion asset-building policy in California through the 2007-2008 Assets and Opportunity Scorecard released by CFED on 9/12/07. The Scorecard contains evidence that even profound and enduring ownership patterns can change and change fast. Yet, the most important message of the 2007-2008 Scorecard, like its two predecessors, is the disparity in asset ownership – and, consequently, economic opportunity—among states, and by race, gender and income.