EARN is a national nonprofit that helps working families achieve prosperity through savings.

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America has a crisis

47% of Americans cannot access $400 in an emergency without going into debt or selling something.

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Saving is the solution

Families with savings of $250 to $749 are less likely to be evicted, miss a payment, or receive public benefits.

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SaverLife creates prosperity

SaverLife is transforming how low- to moderate-income Americans use financial technology to save.

What our savers say

"I hadn't really been shown how to save, and it wasn't part of my life before. I had feelings of shame and guilt, not knowing how to do this. Now I know it's not as hard as I thought."

- Alaina, Washington

"Now I feel like saving isn’t this big exhausting thing where you’re failing all the time. It’s manageable and it allows me to have more freedom."

- Carolyn, California

"Just living paycheck to paycheck. That’s where I was when I started SaverLife. It's a good feeling to be able to save and put money away. I’m proud of myself for sticking to it."

- Cynthia, California

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