EARN is a national nonprofit helping working families achieve prosperity through savings.
America Has a Savings Crisis
47% of Americans cannot access $400 in an emergency without going into debt or selling something.
Saving is the Solution
Families with a savings cushion of just $250 to $749 are less likely to be evicted, miss a payment, or receive public benefits after a financial shock.
EARN Helps You Save
With EARN, anyone can build an emergency fund, kick-start a habit of saving, and build financial stability.
News & Updates
Words from EARN Savers
“EARN helped me get into the habit of saving a little bit each month and taught me how rewarding it can feel to build up savings. I finished the savings program 6 months ago and have continued to save regularly. It’s a great new habit that will benefit me hugely for years to come.” - Los Angeles, CA
The EARN Starter Saving Program has impacted my life by making me more aware of my finances and giving me the tools I need to be a better steward of my funds. I learned that every little bit counts as long as you don't give up. Things will come up and life will happen but if you stick to saving it WILL be worth it in the end.” - Memphis, Tennessee