EARN is a national nonprofit helping working families achieve prosperity through savings.
America Has a Saving Problem
Saving is the Solution
EARN Starter Helps You Save
47% of Americans cannot access $400 in an emergency without going into debt or selling something.
Families with a savings cushion of just $250 to $749 are less likely to be evicted, miss a payment, or receive public benefits after a financial shock like losing a job.
With EARN Starter Savings anyone can build an emergency fund, kick-start a habit of saving, and build financial stability.
Log in to your EARN Starter Savings Account
News & Updates
The Financial Clinic
The Financial Clinic is a financial coaching nonprofit in NYC working to help clients develop savings plans using their online platform, Change Machine. By integrating EARN Starter into their services, not only do clients save more, but they also adopt a habit of saving – a crucial step to achieving financial security. Amy Cao who is a Program Associate at The Financial Clinic says “The EARN Starter Savings Program does two of The Financial Clinic’s favorite things – encourages consistent savings and puts money in the pockets of our customers!"
Integrate savings into your organization with EARN's proven solutions.
Words from EARN Savers
“EARN helped me get into the habit of saving a little bit each month and taught me how rewarding it can feel to build up savings. I finished the savings program 6 months ago and have continued to save regularly. It’s a great new habit that will benefit me hugely for years to come.” - Los Angeles, CA
The EARN Starter Saving Program was impacted my life by making me more aware of my finances and giving me the tools I need to be a better steward of my funds. I learned that every little bit counts as long as you don't give up. Things will come up and life will happen but if you stick to saving it WILL be worth it in the end.” - Memphis, Tennessee
“I saved four thousand dollars as a result of the program in the last six months. I wouldn't have prioritized saving without being in the program, but when an emergency came up, I was less stressed and able to relax with savings. That felt great." - Oakland, CA