EARN transforms lives through the power of saving. Learn more about our partners, programs, and the field of microsavings here.

SaverLife set a goal and we blew right through it

Jul 19, 2017

San Francisco set a community goal to enroll 1,000 members in EARN’s SaverLife initiative by September – we hit our target in just three weeks. SaverLife is working. People are saving. For a much-needed car repair. For a headstone for the grave of a loved one. For a ticket to send a child to senior…

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The “Never Broke Account”

Jun 28, 2017

A much-needed car repair. A headstone for the grave of a loved one. A ticket to send a child to senior prom. Getting a driver’s license back. To never be hungry or homeless again. These simple and deeply personal financial goals, set by real EARN Savers who are gaining a foothold on financial stability by…

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What We’ve Been Up To In Q1

May 16, 2017

It’s been a busy and exciting Q1 here at EARN! Take a look at what we have been up to in our two-page investor report. Click here for the full Report.

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A Story About Mike

Apr 24, 2017

Like most EARN Savers, Mike Carpio is working hard towards big dreams. Mike started working in high school at a Levi Strauss store in Las Vegas. Even though he’s worked his way up to Retail Services Supervisor, his long term goal is to become a physical therapist. As the son of hardworking immigrant parents, Mike…

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The Red Tab Savers Program: Promoting Savings & Stability for Hourly Employees

Apr 5, 2017

Employer Supported Savings: A Case Study In 2015, EARN and the Red Tab Foundation joined forces to launch the Red Tab Savers pilot program with hourly Levi Strauss and Co. employees. Find out more about the impact of this groundbreaking savings partnership.   Click here to access the case study.

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“What I want is more stability”

Mar 24, 2017

Can flexible savings help more American’s survive income volatility? EARN’s Savings by Design Lab plans to find out.   Since I became CEO of EARN people often ask me what keeps me up at night. Like most of us brave enough to do this job, the short and immediate answer is cash flow. If you…

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Red States, Blue States: Fragile Financial State

Mar 15, 2017

    I must have heard the phrase “our work is now more important than ever” at least 100 times about 100 different issues since election day. But for the 18,000 low-income Americans across all fifty states who have joined EARN since October 1st, improving the financial health and stability of their families was always…

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The Art & Science of Saving: EARN’s Research Approach in the Digital Age

Mar 15, 2017

After 15 years of offering traditional savings programs, EARN has pioneered a new approach – bringing the power of savings to working families nationwide through a scalable, online model. Please join EARN’s CEO, Leigh Phillips, and Jade Shipman, EARN’s Director of Research & Innovation on March 29, 2017 at 11:00 AM PDT for a presentation…

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Four New Financial Institutions Added to EARN’s Savings Platform

Feb 14, 2017

EARN’s online savings platform enables individuals to save in their own savings account at banks and credit unions across the country, allowing anyone, anywhere to start saving for the first time. To ensure that Savers have the best possible experience with our program, EARN constantly evaluates feedback from our community and updates our offerings to…

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This post is not about Donald Trump

Nov 18, 2016

On November 8th, I drafted an email to share our terrific news – over 3,000 Americans had enrolled as members of EARN’s brand new savings platform since launching in October. I could hardly wait to tell you that from these 3,000 new enrollees, 672 Savers across 34 states started making deposits – 88% of whom…

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The Big Shift: Make America Save Again

Oct 10, 2016

A note from EARN’s CEO We launched our new and improved Starter Savings Program last week at a Washington DC event, sponsored by our friends at Intuit. It was packed with EARN partners, supporters, and friends who recognized the product as a “revolution” for the asset-building field. For me, it also marked the end of an intense…

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Two Weddings and a Knee Surgery: Savings, Health, and Happiness

Sep 1, 2016

A note from EARN’s CEO: Three months ago I dislocated my knee cap dancing at a friend’s wedding in Puerto Rico. The fallout from my simple misstep on the dance floor was significant: an ambulance ride, the emergency room, an MRI, knee surgery, several weeks of missed work, and months of physical therapy appointments. My…

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Our Partners -> Savers in 24 States

Jul 28, 2016

EARN is thrilled to have partners bringing first-time Savers to our platform in 24 states. Non-profit organizations throughout the U.S. are now using the EARN savings platform as a tool to help families achieve their savings goals. For many organizations, this is the first time they have integrated savings into their programs – because with…

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EARN: Not for Profit and Not for Sale

Jun 21, 2016

Last week EARN competed in New Orleans to win one of nine spots in the CFSI “Financial Solutions Lab”. As the sole nonprofit finalist, I was determined to build the case for why nonprofits must be emboldened to leverage technology solutions for the communities we support. The pitch worked: EARN was one of the winners…

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Greater Expectations: Designing Child Savings Programs that Work for Families

May 17, 2016

On my first morning at EARN, the voicemail light was already blinking on my phone. Congratulatory messages on my new job? Nope. Two calls, both about child savings accounts (CSAs). The callers were from emerging programs, looking for advice. In my eight months at EARN, I have spoken to developing CSAs from across the U.S.…

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Helping Families Expect the Unexpected

Apr 21, 2016

San Francisco is the first city in the nation to require six weeks of paid leave for all new parents. This new rule provides support for mothers and fathers, those who gave birth to their child, and those who became parents via surrogacy or adoption. EARN is not required to adopt the paid leave policy…

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EARN is Marching Forward!

Mar 9, 2016

At EARN, we are laser focused on our priorities: launching effective consumer-responsive savings programs; driving evidence-based policy change; and, building a high-performing organization. This is what we checked off our to-do list in February:

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A New Year and New Beginning at EARN

Feb 2, 2016

A note from EARN’s CEO.   I want to start 2016 by saying thank you. Last year was a tough one for EARN. The organization weathered several leadership changes, causing delays and setbacks. I am sure many of you wondered what was really going on at EARN and if this much-loved organization was going to…

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Saving Money: Your Top Priority for 2016

Jan 6, 2016

This one simple habit will help you: Reach your goals Build your confidence Help you handle life’s ups and downs What is this habit? Saving.

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Saver Success Story: Meet Mariana, Debra, Gingi, and Hugo

Dec 17, 2015

Mariana struggled to make ends meet for her family. She felt trapped in an endless circle of poverty and minimum wage jobs. After saving with EARN things began to change. Mariana realized that savings is a behavior and a habit, saying that “It doesn’t matter what your economic situation is, money is always going to…

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