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What EARN Learned in 2018

EARN’s research insights shape our programs and services and provide insights into the financial lives of working families As we close out 2018 and begin looking toward 2019, we wanted to look back at what our Savers taught us in 2018. Savers experience large ups and downs in their income Their median monthly income dip…

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There is No Silver Bullet on Savings

Saving money isn’t easy. Housing costs are rising, especially in urban areas, education costs have never been higher, and real wages have been more or less stagnant for two generations. And yet, saving has never been more important. With consumers bearing more and more of the financial risks stemming from retirement, medical expenses, and other…

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Turning the Biggest Payday of the Year into the Biggest “Save Day”

EARN.org plans to use behavioral science to motivate millions of Americans to save at tax time. To reach this goal, EARN is bringing together the fintech community to support the SaverLife Tax Pledge, a campaign to inspire Americans to save some of their refund. EARN chose tax-time to launch this prize-linked savings campaign because tax…

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This Post is For The Working Moms

This summer I had the joyful and life-altering experience of becoming a first-time mom. Our precious daughter Evelyn is now five months old. Amidst the daily wonders of parenthood – the first smiles, tiny fingers, the sleepless nights – there were stressful financial decisions to navigate, such as finding affordable childcare, covering seemingly endless medical…

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EARN’s Commitment to Financial Health

This summer, the Center for Financial Services Innovation (CFSI) named EARN a 2018 Financial Health Leader. This recognizes our commitment to measuring and improving the financial well-being of low-income households. As a financial health leader, EARN will use CFSI’s Financial Health Score to gather additional insights into SaverLife members’ financial lives. We’ll learn more about…

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EARN Launches Statewide Savings Campaign in Nevada!

EARN is thrilled to announce that we launched the first ever statewide savings campaign in Nevada! On September 14th, a bipartisan group gathered in both Reno and Las Vegas to declare a collective commitment to create a culture of saving in Nevada (Click here to see photos). SaverLife Nevada has the support of people and…

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Nevada Partners with EARN.org to Help Families Save Money with SaverLife

CARSON CITY, NV — Today, nonprofit EARN.org along with Nevada Governor Brian Sandoval announced the launch of SaverLife Nevada in collaboration with the Nevada Bankers Association. SaverLife Nevada is an innovative initiative to create a culture of saving across the state. “SaverLife Nevada will put more families on the path to prosperity, and reduce the…

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Does making a promise to yourself lead to more savings?

Tax time is a golden opportunity to help low-income families build a much-needed savings cushion since, for millions of families, tax refunds are the largest cash infusion they receive in a given year. This year, we partnered with Commonwealth, a national expert in tax-time savings research. Together we tested nudges and prizes aimed at getting…

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