Our Programs

Make Saving Simple

EARN's Starter Savings Program is an online program designed to kick-start a habit of saving. It's the first step in a life-long savings journey. With EARN, clients start saving, build an emergency fund, and create sustainable strategies to continue saving in the long-term. It's simple. Savers enroll in the program online, link their personal savings account to EARN’s mobile-optimized platform, set a savings goal, make deposits, and earn rewards.

After six months, Savers claim the rewards they've earned and keep saving. By focusing on small and quick wins, EARN Savers build a savings habit. After completing our programs, Savers have the know-how and confidence to set and achieve more ambitious savings goals like buying a house, sending their child to college or saving for retirement. Enroll in the Starter Savings Program here.

Click here to learn more about the impact of EARN's programs.

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EARN’s TripleBoost account is an online savings product offered in English, Spanish, and Chinese. Families with income under 50% of the Area Median average are eligible to open TripleBoost accounts for their children between the ages of 10 and 18. When a low-income family saves $500 in their TripleBoost account, EARN matches that 3:1 with $1,500, giving the family $2,000 to invest in the child’s educational expenses. At this time, we are fully enrolled and no longer accepting new applications.

Click here to learn more about the impact of EARN's programs.

An IDA (Individual Development Account) is a matched savings account for working families to save for one of three specific goals: purchasing a first home, higher education, or a small business. With an EARN IDA account, you save $2,000 over a period of time and receive $4,000 in match money. The total sum of $6,000 can be invested towards your chosen goal. At this time, we are fully enrolled and no longer accepting new applications.

Click here to learn more about the impact of EARN's programs.